The SMB Financial OS

The complete financial operating system for small and medium businesses, powered by Roy; your virtual CFO that transforms complex financial data into actionable business decisions.

Powered by Roy

The OS is an insights and command center, not just another fintech product. It functions as a conduit to essential business tools like Payroll, Budget, Benefits, Insurance and Credit Lending.
Real-time data at your fingertips.

Command Center

Centralized dashboard for all financial operations.

Modular Design

Payroll, Budget, Benefits, Insurance, HR, and Lending

AI-Powered

Roy provides intelligent insights and recommendations

Roy: The First SMB Virtual CFO

Real-time, financial advice at your fingertips.

We combine human expertise with Al-driven financial insights- delivering clarity, confidence, and strategic advantage from day one.
24 / 7 Financial Support
Nudges & Recommendations
Trusted By 1000+ SMB's

Data-driven intelligence for your business

Roy's data-driven intelligence empowers SMBs to make smarter decisions by turning real-time numbers into clear, actionable strategies for growth.
Real-time Clarity
Predictive Accuracy
Actionable Insight

Discover Competitive Opportunities

As our data ecosystem expands, Roy's intelligence and industry-specific insights create a competitive, long-term market position for SMB owners.
AI-Powered CFO edge
Human + AI Hybrid Assistance
SMB Financial OS

Our Solution

Trusted by small business, loved by advisors, built for global scale. Huumans has everything you need to build, grow, and exit your business, in one place.

Roy

Personalized AI CFO for real-time advice, nudges, and insights.

Dashboard

Where SMBs manage payroll, budgets, benefits, and lending.

Community

Find a verified Accountant, Bookkeeper or Financial Advisor.

Fully Integrated
Financial Solution

The complete financial operating system for small and medium businesses, powered by Roy - your virtual CFO that transforms complex financial data into actionable business decisions.

Trusted By Business Owners

“Huumans has been an incredible bookkeeping & accounting partner since day one of working together. At the onset, their team took care to intimately understand our business and has gone above and beyond in meeting timelines and supporting our other financial service providers.”
Blake Bunting
Co-founder, Goparity Canada
“I found myself asking, where could Canadian small businesses go to get clear, relevant information; without it being spun as part of some sales pitch. I want people to know what kinds of questions to ask. I also want them to find partners who truly support them and services that deliver real value.”
Bill Murphy
Founder & President, Huumans
71%
Of SMB's Fail
Due to poor financial planning, a problem Huumans addresses from day one through proactive guidance and clear insights.
100+
Verified Advisors
In our partner network across Canada and the U.S. providing specialized expertise when needed.
12
Hours Saved Monthly
Compared to traditional platforms, freeing business owners to focus on growth rather than bookkeeping.

Hey Roy 👋

Huuman Insights

Huumans brings you insights and knowledge for everyday, small business challenges.

Financial Clarity
For SMB's

Powered by AI,
Built by Huumans.

Financial Clarity

Powered by AI, Built by Huumans.