Welcome to Huumans.

We are Canada’s most accessible operating platform for small businesses.

Get access to financing, tools and the human help your business deserves.

Funds in your bank account in 24–48 hours
No credit check
No personal guarantee

Check Your Eligibility

Find out how much financing you may be eligible for at Huumans

Answer a few quick questions and we'll show you your estimated funding range.

Funds in your bank account in 24–48 hours
No credit check
No personal guarantee

Unlike the banks, we don't make you jump through hoops, wait weeks, or pledge your home. We look at your business and get you an answer fast.

Question 1

What do Canadian small business owners say about Huumans small business financing?

"…totaling only 30 minutes of time input, I had cash deposited into my account at the same rates the big banks offer."
"The process was very smooth. I was surprised to see the funds were available the next day."

We love small business and help them fund, run, and grow their businesses

FUND

Get access to the financing you need through HuumansOS.

A recommendation engine that matches you to real offers

Line of credit

Working capital advance

RUN

HuumansOS gives you help from humans and discounted financial solutions and software tools to run your business.

A recommendation engine that matches you to real offers

Run payroll through us

Foreign exchange

A health spending account for your team

Life insurance

GROW

Get access to the financing you need through HuumansOS.

Learn from other peer owners who have insight and advice to share

A curated marketplace of 150+ service providers and advisors to help you

Discounts on software tools

Capital solutions designed to help your business grow

We have a marketplace of world class human advisors and service providers to small buisness that are on-demand to meet your needs.

Access to our marketplace is free and not gated. We're here to get small businesses the help they need.  

HUUMANS FINANCIAL PRODUCTS THAT ARE LIVE

What do Canadian small business owners say about the Huumans marketplace?

"Huumans connected me with Adriana from the Huumans marketplace, and working with her has been incredibly valuable. She asked all the right questions to help me get clear on where I wanted my business to go, then helped me turn that into a real, attainable step-by-step plan. Highly recommend!"
"As a Founder, one of the biggest challenges is knowing who to trust and where to find the right expertise when you are trying to grow a business. Huumans connected me with Scott, and from that conversation came real, practical marketing and growth strategy insights that are directly helping bring on more customers. Huumans didn't just make an introduction, they made the right one. The Huumans marketplace has been a real gift."

Stuck on something? Stop googling and getting nowhere.

HuumansOS helps you work out your problems,
whenever you need it solved.

SOUND FAMILIAR?

Hired the wrong employee and paid for it?

Took forever to find the right help?

Felt ripped off or ghosted by a bank?

Kelly L

Franchise Consultant

Scott K

Business Coach

Joey B

Fractional CFO

Isna G

Accountant / Bookkeep...

1

150+ advisors who can help — trusted and vetted

The best of the best for small business. Every advisor and service provider is hand-picked and vetted by us, so you never get a bad referral again.

2

Affordable financial solutions, including lending

We don't wait two months to evaluate your profile. Get funded in 24–48 hours with terms matched to your sales — not your collateral.

3

You're dealing with human beings

You get real help from us — business help, real tactical help. A person who knows your file and actually picks up.

We built Owner Stories so you can learn from other small business owners in a safe community.

Check the stories out in our platform or on Youtube.

And now...without further adue...

Meet the
Huumans team that is building Canada's most accessible operating platform for small businesses!

5+

Operating team exits

120+

Years of combined experience supporting small business owners

1M+

Small businesses served combined

Bill Murphy

CEO

Serial entrepreneur and co-founded Wagepoint, one of Canada's largest small business payroll companies, scaling it to 10,000+ Canadian small business customers, and leading it through a successful exit.

Colin Knoll

COO

Former head of strategy at Servus Credit Union (Canada’s #1 largest credit union) and at Firma Foreign Exchange, helping exit Firma for $90M in 2021. Small business scaling and financing expert and passionate entrepreneur.

Julie Lepage

CPO

15+ years leading SaaS and fintech product. Former VP Product at Vention and Omnirobotic; product roles at Morgan Stanley and Ubisoft.

Calson Sheng

Head of Technology

MEng AI, University of Toronto. Built HuumansOS from scratch , including its personalized recommendation engine.

Daniel Shain

Strategic Advisor

Former VP & Head of Product at Fig Financial ($500M+ in loan volume), founder of CreditGenie and Rates.ca. Two exits. Deep Canadian fintech lending expertise.

Sandeep Todi

Head of Payroll

3x founder and payroll expert across Canada, US, and India; Founded and built products and processes that make paying people simple and easy. Former executive at Remitly and Truly Financial.

Mel Ly

Marketing & Content Partner

Former Wagepoint marketing leader; a highly creative specialist who knows how to tell stories that help small business owners take action in their businesses.

Andrew Shorter

Huumans Small Business Financing Lead

With more than two decades in financial services and banking,  A seasoned entrepreneur, business strategist and global connector working with small businesses to access the right solutions & working capital they need to grow and scale.

What are you waiting for?

Get the edge your business deserves

Access to HuumansOS is free. Sign up now.